If you want to stay broke, keep doing what you’re doing. But if you’re serious about saving money, you don’t need a drastic lifestyle overhaul. Small, consistent habits add up.

I always talk about how you can start investing with just $24 a week. But did you know that 61% of Americans don’t track t...

Do You Owe Taxes on Options Income?

🛑 Short answer: YES.

If you’re selling options in a taxable brokerage account, you’ll owe capital gains taxes on your profits.

When Are Options Taxed?

📈 You owe taxes when you realize capital gains, such as:
✅ An option expires worthless, and you keep the fu...

What is Cost Basis & Why Should You Care?

🧐 Ever heard of cost basis but not sure what it means? Do you even need to care as an investor or options trader?

Simple Answer:

💰 Cost basis is the original price you paid for an investment.
📊 It’s important when selling stocks or options because it dete...

When is the best time to buy an ETF?

• On a Monday?
• At 9:30 AM when the market opens?
• After the stock dips to a certain level?

🤷 Who knows! And that’s the beautiful thing.

🌤️ When it comes to long-term investing, timing the market can feel like trying to predict the weather.

Common Theorie...