My 5 Favorite Dividend Stocks

credit cards dividends investing moat May 26, 2025

They Pay Me Every Quarter and Keep Growing Every Year

🖥️ Reading time: 6 minutes

 

Some investors chase the stock of the week. I prefer the ones that quietly compound wealth — year after year.

The companies I love don’t go viral on Reddit. They don’t chase trends. They’re boring, consistent, and they quietly grow while no one’s watching.

If you’re into stable dividend payers and long-term cash flow, these are the five companies I'd recommend every day.

Ready to jump in? Let’s talk trash, taps, tools, and tech.

 

If you already want to learn more, join my next Beginners Investing Master Class. [Click This Link]

 


 

♻️ Waste Management (Turning Trash Into Cash… Flow)

Trash isn’t flashy. But the business of managing it? Quietly powerful.

Here’s why I love Waste Management:

  • Recession-proof demand: Everyone needs their trash picked up, no matter what the market’s doing.
  • Insane moat: Landfills are nearly impossible to replicate. Good luck starting one next door.
  • Full control: They control the entire vertical — from trucks to routes to landfills.
  • Cash flow king: Long-term contracts + pricing power = stable margins.

Why I’m invested:
During downturns, people cancel their streaming services — not trash pickup. That’s the kind of “essential income” I want in my portfolio.

 

💳 Visa & Mastercard (I Profit From Every Purchase)

Every time someone taps their card — whether it’s at Trader Joe’s or a gas station — I know Visa or MasterCard is getting paid. And because I own the stock, so am I.

Here’s what makes them special:

  • Zero credit risk: They don’t lend. They just move money and take a cut.
  • Global market share: Together, they control over 80% of the card network space.
  • Riding the cashless wave: Digital payments keep growing. They’re built to scale with it.
  • Industry-leading profit margins: 60%+ operating margins = elite efficiency.

Why I’m invested:
Whether you shop at Amazon, Costco, or even your local coffee shop — these companies are getting paid. They’re not adding a surcharge or sales fee. They’re just taking a cut every time a fee is due or when there’s a balance.

According to Bankrate, almost 50% of Americans carry a credit card balance from month to month. And, according to TransUnion, the average credit card debt per American in February 2025 was $6,455.

 

🛠 Lowe’s (A Dividend-Paying Stock That Quietly Builds My Income)

Lowe’s might not turn heads, but it’s a reliable income builder.

Here’s the breakdown:

  • Dividend growth + stock buybacks: They return cash to shareholders like clockwork.
  • Massive U.S. housing footprint: If you own a home, you’re shopping here — eventually.
  • Pro customer focus: Less DIY, more contractors = higher-spending, loyal clients.
  • Modernizing: Their e-commerce and logistics have leveled up (e.g., curbside, supply chain tech, etc.)

Why I’m invested:
Home improvement isn’t going away. And Lowe’s quietly delivers income, growth, and resilience — without chasing hype.

 

 

🍏 Apple (The Ecosystem You Can’t Escape—And Why That’s Good)

Apple didn’t start as a dividend play — but it’s become one of the most reliable. From iPhones to iCloud, their ecosystem is built to retain customers and generate cash.

  • Sticky products: You don’t switch from iPhone. You upgrade to the next one.
  • Recurring revenue boom: Services like iCloud, Apple Music, and App Store are money machines.
  • Brand loyalty = pricing power: They don’t compete on price. They own the premium market.
  • Financial fortress: Over $100B in annual free cash flow. Massive buybacks. Steady dividends.

Why I’m invested:
Apple is part tech, part media, part payments, part lifestyle. Once you’re in the Apple ecosystem, it’s hard to leave — and that’s by design.

 


 

🧠 Final Thoughts: What These Stocks Have In Common

These aren’t flashy meme stocks. They won’t grow 10x overnight.  But here’s what they will do:

  • ✅ Pay you dividends (and often grow them)
  • ✅ Hold up in rough markets
  • ✅ Generate predictable cash flow
  • ✅ Keep compounding, year after year

They don’t rely on hype or headlines — just proven business models, steady growth, and shareholder discipline.

Join my free Beginners Investing Master Class 

Take advantage of my FREE Financial Freedom Faster eBook

Get in touch

 

Boring is beautiful. Especially when it’s profitable.

—Steve

 


 

Disclaimer:

The following article is strictly the opinion of the author and is not to be considered financial/investment advice. CTL Community LLC and the author of this article do not claim to be a registered financial advisor (RIA) or financial advisor. Please visit our terms of service and privacy policy before reading this article.  "Call to Leap may earn affiliate commissions from the links mentioned. Call to Leap is part of an affiliate network and receives compensation for sending traffic to partner sites such as ImpactRadius, CardRatings, MyBankTracker, and more."

Read more Curated Articles

Read NOW