Exchange-Traded Fund (ETF)

🖥️ Reading time: 3 minutes

Let’s say you want to invest in the stock market but don’t want to spend hours researching individual companies. That’s where ETFs come in.

An ETF is a collection of investments—like stocks or bonds—that you can buy and sell on the stock ma...

What Is a 401(k) and Why It Matters

🖥️ Reading time: 4 minutes

A 401(k) is a retirement savings account you get through work. You put a portion of your paycheck into it, and your employer might even match part of that money (aka free money).

There are two types:

• Traditional 401(k): You put ...

What Is a High-Yield Savings Account (HYSA)?

🖥️ Reading time: 6 minutes

A HYSA is just like your regular savings account—but on steroids. It pays way more interest than the old-school savings account you probably opened at your local bank.

We’re talking 10 to 15 times more interest. That’s rea...

5 Steps to Bounce Back Fast

🖥️ Reading time: 3 minutes

A 2024 survey from Empower showed that nearly 37% of Americans can’t cover a $400 emergency, and 1 in 5 have zero emergency savings. That’s not a stat—it’s a warning.

If you’ve burned through your emergency fund, it doesn’t mean you failed...

You’re Broke Because You Have No System

🖥️ Reading time: 8 minutes

You make money. You spend money. Yet, somehow, at the end of the month… there’s nothing left. Sound familiar?

Most people wing it with their finances. And that’s why most people stay broke.

Here’s the truth:

• 60% of American...

How To Grow Your Money This Year—And Beyond!

🖥️ Reading time: 5 minutes

Most people think making more money is the answer. Wrong.

Wealth isn’t about what you earn—it’s about what you keep and grow.

If your money isn’t working for you, you’re working for money forever. That’s why you need thes...

Here's What I'd Do If I Had To Invest My First $10,000 Again

🖥️ Reading time: 6 minutes

Let’s cut to the chase. If you’ve got $10,000 to invest and don’t know where to start, you’re in the right place. I’ve been there, made mistakes, and learned the hard way. Now, after hitting a portfolio of m...

The Journey from Teaching to Financial Independence

🖥️ Reading time: 5 minutes

Five years ago, seven of my income streams didn’t even exist in my life. Back then, I was just a public school teacher in California with a single source of income — my teaching salary. I believed that financial succ...

And What To Do About It

🖥️ Reading time: 7 minutes

Ever scrolled through social media and felt like everyone else is winning at life while you’re stuck budgeting down to the last dollar? You see someone your age in a Ferrari, while you're debating if guac is worth the extra $2. I get it!

Let’s...

Nobody Talks About This Secret — They Should!

🖥️ Reading time: 6 minutes

About eight years ago, I discovered a secret: getting rich isn’t about waking up at 4 AM, taking ice baths, or journaling your intentions. It’s about small, consistent habits — ones that don’t feel like much at first but s...