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Think an ETF's Expense Ratio Doesn't Matter? Think Again! compounding etf expense ratio index fund investing investment fees investment returns low-cost investing qqq qqqm splg spy voo Jun 20, 2025

 

🕒 Reading time: 4 minutes

Hi Wealth Builders! I'm Ben — Head Coach with Steve at Call to Leap.

Are you diligently saving and investing but still feel like your portfolio isn't growing as fast as it should? The culprit might be hiding in plain sight: expense ratios.

These seemingly tiny fees ca...

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Investing for Beginners: Build Your Portfolio with Confidence beginner portfolio dividends dollar cost averaging etf etfs expense ratio investing lump sum investing market capitalization mutual funds nasdaq pe ratio risk tolerance roth ira s&p 500 target date fund taxable brokerage account Jun 18, 2025

 

🕒 Reading time: 5 minutes

Hi Wealth Builders! I'm Ben — Head Coach with Steve at Call to Leap.

Feeling overwhelmed by the world of investing? You're not alone! Building a beginner's portfolio can seem daunting, but with the right knowledge and strategies, you can start your journey towards fina...

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My 5 Favorite Dividend Stocks credit cards dividends investing moat May 26, 2025

They Pay Me Every Quarter and Keep Growing Every Year

🖥️ Reading time: 6 minutes

 

Some investors chase the stock of the week. I prefer the ones that quietly compound wealth — year after year.

The companies I love don’t go viral on Reddit. They don’t chase trends. They’re boring, consistent, and...

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Are You Falling Behind Financially? fi score financial goals investing savings May 19, 2025

Here’s How to Know — And What to Do About It

🖥️ Reading time: 8 minutes

 

Ever scroll through social media and think,

“Am I… behind?”

Your coworker just bought a house. Your cousin’s flexing their new BMW. Meanwhile, you're debating whether Uber Eats is “in the budget” this week.

Want to know ...

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How To Change Your Finances In 7 Months 401(k) brokerage credit cards debt emergency fund etf hysa income streams investing roth ira May 12, 2025

Can You Transform Your Finances in 7 months? (Short Answer: Yes.)

🖥️ Reading time: 7 minutes

 

Let me ask you: If you could wipe out money stress, crush your debt, and build real savings in just seven months, would you?

Here is the exact seven-month money plan that changed my life. I didn’t have...

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How to Survive a Bear Market bear market diversification dividends dollar cost averaging investing s&p May 05, 2025

Smart Investing Strategies When Stocks Drop

 🖥️ Reading time: 4 minutes

 

Markets are down. Your portfolio’s bleeding. And suddenly, checking your investment app feels like starting an argument with your spouse — nothing good ever comes of it.

But here's the truth: bear markets aren’t the end of...

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7 Rich People Habits That Will Change Your Life car insurance ebook emergency fund hysa income streams investing side hustles May 05, 2025

Think wealth starts with a big paycheck? Think again.

🖥️ Reading time: 6 minutes

 

The truth is, most wealthy people didn’t wait until they were rich to start building wealth. They started with small, consistent habits—and you can too.

These are the 7 life-changing habits I used to go from foldi...

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My Honest Advice To Someone Who Wants Financial Freedom car insurance credit cards financial goals income streams investing s&p Apr 22, 2025

No trust fund? No rich parents?

🖥️ Reading time: 5 minutes

 

Guess you’re just destined to grind forever… right?
Wrong.

Financial freedom isn’t about luck, six-figure salaries or winning the lottery. It’s about following a clear, repeatable plan — one that works even if you’re starting at $0.

Th...

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If I Started Investing In 2025 compound interest debt emergency fund etf inflation investing stock market Apr 07, 2025

This Is What I Would Do

🖥️ Reading time: 6 minutes

 

If you’ve got extra cash and no plan, inflation is already winning.

So, you’ve finally got some money set aside, and you’re thinking… “Should I invest this?”
 

Short answer: Yes — but only if you do it right.

Most people either over-complicat...

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These Mistakes Destroy Wealth dollar cost averaging inflation investing Mar 31, 2025

Are You Making Them?

🖥️ Reading time: 3 minutes

 

Wealth-building isn’t just for the super-smart. You don’t need to predict the future. You just need to avoid the dumb mistakes that consistently wipe out people’s money.

“Wealth destruction doesn’t come from lack of skill. It comes from avoidable...

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