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🕒 Reading time: 4 minutes
Hi Wealth Builders! I'm Ben — Head Coach with Steve at Call to Leap.
If you’ve ever said, “I don’t even know where to start with retirement,” you’re not alone.
One of the biggest mindset shifts new investors need to make is understanding which account to use—becaus...
🔥 Here’s a truth bomb:
🖥️ Reading time: 3 minutes
“If you’re not using a Roth IRA, you’re voluntarily signing up to pay more taxes—forever.”
Most people think retirement planning is just about stashing money away. But if you’re not thinking about how your money gets taxed later, you’re missing...
What Is a 401(k) and Why It Matters
🖥️ Reading time: 4 minutes
A 401(k) is a retirement savings account you get through work. You put a portion of your paycheck into it, and your employer might even match part of that money (aka free money).
There are two types:
- Traditional 401(k): You put ...
🖥️ Reading time: 2 minutes
🛑 Short answer: YES.
If you’re selling options in a taxable brokerage account, you’ll owe capital gains taxes on your profits.
When Are Options Taxed?
📈 You owe taxes when you realize capital gains, such as:
✅ An option expires worthless, and you keep the full pr...
🖥️ Reading time: 2 minutes
Why is it Important?
🧐 Ever heard of cost basis but not sure what it means? Do you even need to care as an investor or options trader?
Simple Answer:
💰 Cost basis is the original price you paid for an investment.
📊 It’s important when selling stocks or options becau...
