🧠 “Everyone’s a genius in a bull market—until it crashes.”

🖥️ Reading time: 5 minutes

Most folks don't think about protecting their retirement accounts until it’s too late. Then they panic. But real wealth is built by having a plan BEFORE the storm hits.

If you’re wondering what happens to you...

Are You Recession Ready?

🖥️ Reading time: 3 minutes

The recession doesn’t make you broke. Your reaction to it does.

If a recession hit tomorrow, 99% of people would panic. But if you’ve been through money struggles, like I have, you know that chaos creates opportunity. That’s why I don’t wait....

This Is What I Would Do

🖥️ Reading time: 6 minutes

If you’ve got extra cash and no plan, inflation is already winning.

So, you’ve finally got some money set aside, and you’re thinking… “Should I invest this?”
 

Short answer: Yes — but only if you do it right.

Most people either over-complicat...

Exchange-Traded Fund (ETF)

🖥️ Reading time: 3 minutes

Let’s say you want to invest in the stock market but don’t want to spend hours researching individual companies. That’s where ETFs come in.

An ETF is a collection of investments—like stocks or bonds—that you can buy and sell on the stock ma...

You’re Broke Because You Have No System

🖥️ Reading time: 8 minutes

You make money. You spend money. Yet, somehow, at the end of the month… there’s nothing left. Sound familiar?

Most people wing it with their finances. And that’s why most people stay broke.

Here’s the truth:

• 60% of American...

How To Grow Your Money This Year—And Beyond!

🖥️ Reading time: 5 minutes

Most people think making more money is the answer. Wrong.

Wealth isn’t about what you earn—it’s about what you keep and grow.

If your money isn’t working for you, you’re working for money forever. That’s why you need thes...

Here's What I'd Do If I Had To Invest My First $10,000 Again

🖥️ Reading time: 6 minutes

Let’s cut to the chase. If you’ve got $10,000 to invest and don’t know where to start, you’re in the right place. I’ve been there, made mistakes, and learned the hard way. Now, after hitting a portfolio of m...

The Journey from Teaching to Financial Independence

🖥️ Reading time: 5 minutes

Five years ago, seven of my income streams didn’t even exist in my life. Back then, I was just a public school teacher in California with a single source of income — my teaching salary. I believed that financial succ...

🖥️ Reading time: 2 minutes 

❓On a Monday?

❓At 9:30 AM when the market opens?

❓After a stock dips to a certain level?

🤷 Who knows! And that’s the beautiful thing.

🌤️ When it comes to long-term investing, timing the market can feel like trying to predict the weather.

Common Theories Abo...