Explore Investment Wisdom

Start Here

Curated Articles

Guide You Toward Financial Freedom

Think an ETF's Expense Ratio Doesn't Matter? Think Again! compounding etf expense ratio index fund investing investment fees investment returns low-cost investing qqq qqqm splg spy voo Jun 20, 2025

 

🕒 Reading time: 4 minutes

Hi Wealth Builders! I'm Ben — Head Coach with Steve at Call to Leap.

Are you diligently saving and investing but still feel like your portfolio isn't growing as fast as it should? The culprit might be hiding in plain sight: expense ratios.

These seemingly tiny fees ca...

Continue Reading...
Investing for Beginners: Build Your Portfolio with Confidence beginner portfolio dividends dollar cost averaging etf etfs expense ratio investing lump sum investing market capitalization mutual funds nasdaq pe ratio risk tolerance roth ira s&p 500 target date fund taxable brokerage account Jun 18, 2025

 

🕒 Reading time: 5 minutes

Hi Wealth Builders! I'm Ben — Head Coach with Steve at Call to Leap.

Feeling overwhelmed by the world of investing? You're not alone! Building a beginner's portfolio can seem daunting, but with the right knowledge and strategies, you can start your journey towards fina...

Continue Reading...
How To Change Your Finances In 7 Months 401(k) brokerage credit cards debt emergency fund etf hysa income streams investing roth ira May 12, 2025

Can You Transform Your Finances in 7 months? (Short Answer: Yes.)

🖥️ Reading time: 7 minutes

 

Let me ask you: If you could wipe out money stress, crush your debt, and build real savings in just seven months, would you?

Here is the exact seven-month money plan that changed my life. I didn’t have...

Continue Reading...
Bear Market — Explained bear market diversification economy etf recession May 05, 2025

What It Means, Why It Happens, and How to Win Anyway

🖥️ Reading time: 5 minutes

 

When markets tumble and headlines scream panic, seasoned investors don’t run — they reposition. Whether you're building a portfolio or just trying to keep your cool during economic chaos, understanding a bear market...

Continue Reading...
Crash Coming? Here's How to Save Your Retirement! 401(k) etf roth ira stock market Apr 10, 2025

🧠 “Everyone’s a genius in a bull market—until it crashes.”

🖥️ Reading time: 5 minutes

 

Most folks don't think about protecting their retirement accounts until it’s too late. Then they panic. But real wealth is built by having a plan BEFORE the storm hits.

If you’re wondering what happens to you...

Continue Reading...
Don’t Crash With The Market 401(k) cash-flow etf hysa recession roth ira stock market Apr 08, 2025

Are You Recession Ready?

🖥️ Reading time: 3 minutes

 

The recession doesn’t make you broke. Your reaction to it does.

If a recession hit tomorrow, 99% of people would panic. But if you’ve been through money struggles, like I have, you know that chaos creates opportunity. That’s why I don’t wait....

Continue Reading...
If I Started Investing In 2025 compound interest debt emergency fund etf inflation investing stock market Apr 07, 2025

This Is What I Would Do

🖥️ Reading time: 6 minutes

 

If you’ve got extra cash and no plan, inflation is already winning.

So, you’ve finally got some money set aside, and you’re thinking… “Should I invest this?”
 

Short answer: Yes — but only if you do it right.

Most people either over-complicat...

Continue Reading...
ETF — Explained dividends etf explained s&p stock market Mar 26, 2025

Exchange-Traded Fund (ETF)

🖥️ Reading time: 3 minutes

 

Let’s say you want to invest in the stock market but don’t want to spend hours researching individual companies. That’s where ETFs come in.

An ETF is a collection of investments—like stocks or bonds—that you can buy and sell on the stock ma...

Continue Reading...
Master Your Money: The 10-Step Roadmap To Wealth 401(k) debt etf hysa roth ira Mar 21, 2025

You’re Broke Because You Have No System

🖥️ Reading time: 8 minutes

 

You make money. You spend money. Yet, somehow, at the end of the month… there’s nothing left. Sound familiar?

Most people wing it with their finances. And that’s why most people stay broke.

Here’s the truth:

  • 60% of American...
Continue Reading...
7 Best Money Moves For Financial Freedom 401(k) dividends etf hysa investing reit roth ira stock market Mar 21, 2025

How To Grow Your Money This Year—And Beyond!

🖥️ Reading time: 5 minutes

 

Most people think making more money is the answer. Wrong.

Wealth isn’t about what you earn—it’s about what you keep and grow.

If your money isn’t working for you, you’re working for money forever. That’s why you need thes...

Continue Reading...
1 2