7 Best Money Moves For Financial Freedom
Mar 21, 2025
How To Grow Your Money This Year—And Beyond!
🖥️ Reading time: 5 minutes
Most people think making more money is the answer. Wrong.
Wealth isn’t about what you earn—it’s about what you keep and grow.
If your money isn’t working for you, you’re working for money forever. That’s why you need these 7 financial “eggs” to protect, multiply, and dominate your financial future.
Let’s go.
#1: Emergency Fund (Your Safety Net)
You can’t build wealth if one bad day wipes you out.
🚨 Life will happen. Car breaks down. Medical bill. Job loss. If you’re not prepared, you’ll swipe a credit card and sink into debt (game over).
📌 Action: Stack 3-6 months of expenses in a high-yield savings account (HYSA). Automate it. No thinking, just security. Check out my HYSA comparison tool.
#2: Retirement Accounts (Future You Will Thank You)
Retirement seems far away, but time is your best friend.
🚀 401(k) match = free money. Not using it? You’re burning cash.
📌 Action: Max out employer matches first. Then load up a Roth IRA (tax-free growth = millionaire cheat code).
#3: Stock Market Investments (The Wealth Multiplier)
The rich don’t save—they invest.
If you’re sitting on cash, you’re losing to inflation. The stock market is where compounding works its magic.
📌 Action: Buy index funds (S&P 500 ETFs like VOO, SPY, SPLG). Low fees, high returns, zero headaches.
#4: Dividend Stocks (Get Paid To Own Shares)
Passive income? Yes, please.
Some companies pay you just for holding their stock—cash flow without selling.
📌 Action: Buy Dividend Aristocrats (companies increasing dividends for 25+ years) or dividend ETFs like SCHD.
#5: Real Estate (Own Assets, Not Rent Receipts)
Wealthy people own assets. Broke people pay rent.
You can buy a property, rent it out, and have other people pay your mortgage for you.
📌 Action: House hack, buy rental properties, or invest in REITs (real estate stocks that pay you without the landlord headaches).
#6: Health Savings Account (HSA) – The Secret Tax Loophole
Triple tax advantage. That means:
- Tax-free in (no taxes on contributions).
- Tax-free growth (invest it like a Roth IRA).
- Tax-free out (use it for medical expenses).
To qualify for an HSA, you must be enrolled in a High-Deductible Health Plan (HDHP).
📌 Action: Treat your HSA like an investment account. Don’t just use it—grow it.
#7: Bonds & Fixed-Income (Stability In Chaos)
Stocks go up and down. Bonds keep you steady.
📌 Action: Hold U.S. Treasury bonds, municipal bonds, or corporate bonds to balance risk in your portfolio.
Bonus Wealth Boosters
✅ SIDE HUSTLES – Invest in your skills and a business (side hustles = multiple income streams).
✅ PRECIOUS METALS (GOLD, SILVER, PLATINUM) – Hedge against inflation and economic crashes.
What Now?
Most people read this and do nothing.
The wealthy TAKE ACTION.
🚀 Set up these 7 financial eggs TODAY.
✅ Check out my HYSA comparison tool
✅ Take advantage of my FREE Financial Freedom Faster eBook
The faster you start, the faster you win. Let’s go! 🔥
- Steve
Disclaimer:
The following article is strictly the opinion of the author and is not to be considered financial/investment advice. CTL Community LLC and the author of this article do not claim to be a registered financial advisor (RIA) or financial advisor. Please visit our terms of service and privacy policy before reading this article. "Call to Leap may earn affiliate commissions from the links mentioned. Call to Leap is part of an affiliate network and receives compensation for sending traffic to partner sites such as ImpactRadius, CardRatings, MyBankTracker, and more."
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