Road to $100K

💰 Stock Market Training

Learn how the stock market actually works so you can invest with confidence.
You’ll understand what drives prices, how to read market movements, and why ETFs like the S&P 500 are the smartest place for beginners to start.

💵 Dividends Training

Discover how to get paid just for holding your investments.
You’ll learn how dividends work, which ETFs consistently pay them, and how to reinvest them to grow your income automatically every month.

🧠 3. Account Training

No more confusion about which account to use.
You’ll learn the difference between a Roth IRA, Traditional IRA, and Taxable Brokerage — and which one is right for you based on your goals.

👥 Community Support

Get access to our private members-only group of 5,000+ beginner investors who are learning and growing together.
You’ll share progress, ask questions, and stay motivated alongside others on the same journey.

🎤 Weekly Group Coaching Calls

Join Steve and the coaches live each week to get help setting up your account, choosing your ETFs, and building your first portfolio.
You’ll learn from other students’ wins, get personalized feedback, and stay accountable to your 14-day action plan.

📚 Investing Start Kit

Investing for Introverts guide
Invest Like a Millionaire eBook
Access to Steve’s past & current investments

📊 Financial Freedom Faster Money Set

Financial Freedom Faster, eBook
Steve's Money Cheat Sheet
Blossom Investments Visibility

🛡 14-Day Action Guarantee

If you complete the 14-Day Checklist and still don’t open your account or make your first ETF investment, you’ll get a full refund.
No risk. No confusion. Just results.

📋 General Requirements Before Joining:

3-6 months emergency fund
Can invest at least $100-500/month
No high interest debt (interest >15%)
Have at least a 10-year investing horizon

Take a Look at Your Roadmap

Introduction To Investing

Welcome to CTL! Let's Get Started...
1. Getting Started With Your CTL Membership
2. 14-Day Investing Roadmap
3. How Do I Get Notifications & Emails From the Community?
Lessons
1. Welcome
2. Quiz 1
3. Saving vs. Investing
4. Quiz 2
5. What's a Stock?
6. Quiz 3
7. What’s the S&P 500?
8. Quiz 4
9. How Are Stock Market Prices Determined?
10. Quiz 5
11. How Do I Compare Index Funds, ETFs, and Mutual Funds?
12. Quiz 6
13. Why Are S&P500 ETFs Helpful for Beginners?
14. Quiz 7
15. Let's Explore Different ETFs
16. Quiz 8
17. How Do Dividends Work?
18. Quiz 9
19. How Do I Choose Dividend Stocks and ETFs?
20. Quiz 10
21. What Should I Do With My Dividends?
22. Quiz 11
23. How Do I Build a Beginner's Portfolio?
24. Quiz 12
25. Understanding ETF Fees
26. Quiz 13
27. How Do I Open a Roth IRA?
28. Quiz 14
29. How Do I Open a Taxable Brokerage Account?
30. Quiz 15
31. How Much Do I Invest?
32. Quiz 16
33. How Do I Buy an ETF?
34. Quiz 17
35. Why Does My Net Worth Explode at $100,000?
36. Quiz 18
37. What Do I Do When the Stock Market Drops?
38. Quiz 19
39. How Do I Reallocate My Portfolio?
40. Quiz 20
Bonus Investing Videos
1. New Releases!
  1. How Do I Allocate My Money Based on My Age?
2. Account Training
  1. What is a 401(k)? (2026 Update)
  2. What’s the Difference Between a Roth vs. Traditional IRA? (2026 Update)
  3. What's an HSA? (2026)
  4. Order of Operations: How Much Should I Invest and Where?
  5. How Should I Allocate All My Accounts?
3. Dividends Training
  1. What Actually Are Dividends (and What Are They Not)?
  2. How Do I Automatically Reinvest My Dividends (D.R.I.P.)?
  3. What’s the Difference Between Qualified vs. Ordinary Dividends?
  4. When Do I Have to Own Shares to Get Paid Dividends?
  5. What are Some Popular High-Dividend Paying ETFs?
4. Healthy Headspace
  1. Being Mindful of Your Spending
  2. Being Positive and Grateful
  3. Practicing Patience
P.A.I.D. Strategy (Sneak Peak)
1. How Much Do I Need to Invest to Retire?
2. How Do I Earn More Money From the Stocks I Own? - Introduction to Covered Calls
3. Can I Sell Multiple Covered Calls?
4. How Do I Get Paid to Buy Shares for a Discounted Price? - Introduction to Cash-Secured Puts
5. How Do I Pay Myself Once I Hit Retirement? - The 4% Rule